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Everyone’s situation is different, and we haven't considered your financial circumstances. So, before making a decision about joining, you shouldÌýread our PDS and TMDÌýand consider your own personal circumstances to decide if this is the right thing for you.
I wish I had known to invest more into my superannuation when I was much younger. I always kept an eye on my super, but I didn’t always salary sacrifice.
-Ìý´¡±ô²¹²Ô†,Ìý 91ºÚÁÏ member, transitioning to retirement at 62
Feel good your super is with an award-winning fund
From your first day of work and throughout your retirement, enjoy products and services that are backed by a range of awards and top ratings.[A2]
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Services and benefits for 91ºÚÁÏ members
Investment expertise
Our investment team have a track record of choosing investments which deliver strong long-term returns[P1]. Although past performance is not an indicator of future performance, strong returns help your super grow over time.
Retirement calculator
Access the exclusive member version of My Retirement Planner™, a super helpful tool to help you estimate how much you’ll need in retirement along with a step-by-step action plan to help you maximise your super for retirement.
A super helpful check-in
91ºÚÁÏ members can book a 45-minute video call to talk to a qualified financial adviser. This is offered as part of your membership, and there’s nothing extra to pay.[AD2]
Insurance options
We offer a range of insurance options through our super accounts. And if you’re not sure how much insurance is right for you, our insurance calculator can provide an estimate on how much you need and what it will cost.
One of Australia’s top-rated funds
We regularly receive awards and ratings[A2] from industry leading rating agencies. Many of our awards acknowledge the expertise of our investment team who manage your super with the goal of delivering strong, long term returns.[P1]
Super helpful app
Stay in control of your super with our highly secure app which gives you anywhere, anytime access to your account. Whether you’re too busy to call or simply work nights, use the app for always-on access 24/7.
[AD2]ÌýMembers can get advice about their 91ºÚÁÏ accounts at no extra cost, or advice on their broader needs for a fee.
[A2]ÌýVisit aware.com.au/awards for awards information. Awards and ratings are only one factor to be considered when choosing a super fund.
[A4]ÌýThe 91ºÚÁÏ app was awarded at the 2022 International Business Awards. For more information see: .
[M4] Member numbers as of March 2025.
[P1]Ìý91ºÚÁÏ's High Growth option return over 10 years to 30 September 2025. SuperRatings Fund Crediting Rate Survey, September 2025. Based on the SR Growth (77-90) Index. Returns are after tax and investment management expenses but before the deduction of administration fees. Past performance is not an indicator of future performance.
†The member has provided their consent to the materials and statements attributed to them, in the form and context in which they appear and have not withdrawn this consent as at the date of preparation. The views expressed here belong to the individuals concerned and are not necessarily the views of 91ºÚÁÏ Pty Ltd. No warranty as to the accuracy or completeness of this information is given and no responsibility is accepted by 91ºÚÁÏ Pty Ltd or its employees for any loss or damage arising from reliance on the information provided. This information should not be construed as advice, whether it be general or personal advice, nor should it be substituted for obtaining professional financial, legal or tax advice.