- Important documents
- Forms
- Fact sheets
Find out more about the features and benefits that come with being a member.
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Product disclosure statements (PDS)
Future Saver PDS - Employer Sponsored and Personal
Future Saver PDS - Ambulance Officers
Future Saver PDS - NSW Police Officers
91黑料 Retirement Income Product Disclosure Statement
Investment Funds Product Disclosure Statement
PDS updates
Information in our Product Disclosure Statements, which are not materially adverse, are subject to change and may be updated from time to time. You can find the updates to current information below.
Update to current information
Handbook reference:
Investment and Fees Handbook dated 1 October 2024
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Change to Socially Conscious investment options controversial weapons screen
On page 21 under the heading 鈥淐onventions and controversies-based screens鈥 in the Controversial weapons description, replace the following sentence:
鈥淐ontroversial weapons means chemical weapons, cluster munitions, land mines, depleted uranium and companies involved in the development, production and maintenance of nuclear weapons.鈥
With the updated sentence below:
鈥淐ontroversial weapons means chemical weapons, cluster munitions, anti-personnel mines, depleted uranium and companies involved in the development, production and maintenance of nuclear weapons.鈥
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Change to fund-wide controversial weapons exclusion
On pages 30 and 31 under the heading 鈥4: Investment restrictions & exclusions鈥, replace the following sentence:
鈥淐ontroversial weapons means chemical weapons, cluster munitions, land mines and depleted uranium.鈥
With the updated sentence below:
鈥淐ontroversial weapons means chemical weapons, cluster munitions, anti-personnel mines and depleted uranium.鈥澨
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Update to current information
Product Disclosure Statement (PDS) reference:
Retirement Income PDS dated 1 October 2024
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Change to Socially Conscious investment options controversial weapons screen
On page 25 under the heading 鈥淐onventions and controversies-based screens鈥 in the Controversial weapons description, replace the following sentence:
鈥淐ontroversial weapons means chemical weapons, cluster munitions, land mines, depleted uranium and companies involved in the development, production and maintenance of nuclear weapons.鈥
With the updated sentence below:
鈥淐ontroversial weapons means chemical weapons, cluster munitions, anti-personnel mines, depleted uranium and companies involved in the development, production and maintenance of nuclear weapons.鈥
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Change to fund-wide controversial weapons exclusion
On page 37 under the heading 鈥4: Investment restrictions & exclusions鈥, replace the following sentence:
鈥淐ontroversial weapons means chemical weapons, cluster munitions, land mines and depleted uranium.鈥
With the updated sentence below:
鈥淐ontroversial weapons means chemical weapons, cluster munitions, anti-personnel mines and depleted uranium.鈥澨
Update to current information
Product Disclosure Statement (PDS) reference:
Aware Investment Funds Class A and Class B PDS dated 1 October 2024
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Change to controversial weapons investment exclusion
On page 17 under the heading 鈥4: Investment restrictions & exclusions鈥, replace the following sentence:
鈥淐ontroversial weapons means chemical weapons, cluster munitions, land mines and depleted uranium.鈥
With the updated sentence below:
鈥淐ontroversial weapons means chemical weapons, cluster munitions, anti-personnel mines and depleted uranium.鈥澨
Future Saver Handbooks
Super Handbook
Investment and Fees Handbook
Insurance Handbooks
Insurance Handbook Employer Sponsored and Personal
Insurance Handbook - Ambulance Officers
Insurance Handbook - NSW Police Officers
Financial Services Guides (FSG)
General Advice Financial Services Guide
Aware Financial Services Australia Limited Financial Services Guide
Target market determination (TMD)
Future Saver Employer Sponsored and Personal
Future Saver Ambulance Officers
Future Saver NSW Police Officers
Target Market Determination - 91黑料 Retirement Income
Target Market Determination - Aware Investment Funds
DDO requires issuers and distributors of financial products to have a customer-centric approach to the design and distribution of their products, with the aim of helping customers to obtain financial products that are appropriate for their objectives, financial situation and needs. It is applicable to all our products that require a Product Disclosure Statement excluding MySuper and closed products.
A Target Market Determination is a document which describes a group of retail clients (the target market) for whom a product is likely to be appropriate or consistent with their likely objectives, financial situation and needs. It provides any conditions and restrictions on how the product can be distributed to customers.
It also describes the events or circumstances where we may need to review the Target Market Determination for a financial product.
We鈥檙e required to have Target Market Determinations as a result of changes that have been made to the Corporations Act 2001.
This is to make sure we鈥檙e keeping customers at the centre of our approach to the design and distribution of our financial products.
For 91黑料 Group Product Distributors Only:
As per ASIC Corporations (Design and Distribution Obligations Interim Measures) Instrument 2021/784, you no longer need to report if nil complaints are received. We will be incorporating these changes to our TMDs in the next TMD review cycle.
Target Market Determinations are regularly reviewed.
Superannuation
Use the 91黑料 App to share superannuation details with your employer
Log in to your 91黑料 App to share details with your employer quickly and easily. Once you log in, simply:
- Select Profile from the bottom left of the screen
- Select Share membership details听
- Complete the To field in the email template with the relevant email address
- Press the upward arrow icon in the top right of the screen to send
Account authority for members under 16 years of age
Use this form to authorise membership for a minor.
Choose 91黑料 Future Saver
Use this form to nominate your choice of super fund. You may need to give this form and the Letter of complying fund status to your employer.
Letter of complying fund status Future Saver
Give this to your employer along with the Choose 91黑料 Future Saver form.
We've made more transactions available for you to complete via Member Online. It's faster and more secure to use the听Apply online听link where possible to complete your request. If you require a paper form, contact us.听听
Any PDF forms need to be printed and posted to us.听Allow at least 10 business day for processing once they've been received by our team.听
Apply online via Member Online
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Complete using a paper form
Appointed attorney details
Use this form to inform 91黑料 that you have appointed an attorney to act on your behalf and to provide 91黑料 with your appointed attorney's details.
Change of member details
Use this form to change your membership details or the way you receive information from the fund.
Future Saver automatic account consolidation opt-out declaration
Use this form to advise 91黑料 that you are requesting not to have your Future Saver account(s) combined automatically with any other Future Saver accounts you hold currently or will hold in the future.
Inactive low balance account declaration
Use this form to authorise 91黑料 to send a written notice to the ATO confirming you are not a member of an inactive low balance account. This means your account will not be sent to the ATO.
Make, amend or cancel a lapsing death benefit nomination
Use this form to nominate or amend who will receive the balance of your super account if you die. You can also use this form to cancel your existing binding or non-binding nomination.
Partial Rollover to 91黑料 Future Saver
Use this form to partially transfer a portion of your super from another fund into your 91黑料 Future Saver acount.
Proof of identity
Use this form when you need to verify your identity.
Third Party Letter of Authority
We've made more transactions available for you to complete via Member Online. It's faster and more secure to听apply online听where possible to complete your request. Watch our videos on how to add to your super online, including:
If you require a paper form, contact us.听Any PDF forms need to be printed and posted to us. Allow at least 10 business day for processing once they've been received by our team.
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Apply online via Member Online
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Complete using a paper form
Contributions splitting
You should use this form if you want to split your before-tax (concessional) superannuation contributions with your spouse.
Eligible spouse contributions via Direct Debit
Use this form to start making monthly eligible contributions via Direct Debit to your spouse鈥檚 super account.
Make a personal deductible contribution to your super
Make an eligible spouse contribution
Use this form to start making eligible spouse contributions to your spouse鈥檚 super account via BPAY or Cheque.
Make salary sacrifice contributions through your employer
Use this form to start or update salary sacrifice contributions. Send this form to your employer/payroll department.
Personal deductible contributions via Direct Debit
Use this form to make personal contributions via Direct Debit.
听 听 Downsizer contribution into superannuation听
听 听 Use this form when making a downsizer contribution. It's available .听
We've made more transactions available for you to complete via Member Online. It's faster and more secure to use the Apply online link where possible to complete your request. If you require a paper form, contact us.听
Any PDF forms need to be printed and posted to us. Allow at least 10 business day for processing once they've been received by our team.
Application for insurance or increase in cover
Use this form to apply for insurance cover or to increase your insurance cover.
Opt out of automatic insurance
Use this form to opt out of receiving automatic cover should you become eligible.
Transfer your insurance
Use this form to transfer your insurance cover from another life policy or superannuation fund to 91黑料.
Convert your cover
Use this form to convert your existing death only or death and total and permanent disablement (TPD) cover.
Keep your cover
Use this form to opt in to keep insurance on your account.
Cancel or reduce your insurance
Cancel some or all of your insurance through your account. Otherwise听call us to discuss other options.
We've made more transactions available for you to complete via Member Online. It's super fast and more secure to use the Apply online link where possible to complete your request.
Any PDF forms need to be printed and posted to us. Allow at least 10 business day for processing once they've been received by our team.
Apply online via Member Online
Early release of benefits
Use this form when making an application for the early release of benefits on the grounds of severe financial hardship.
Early release of benefits
Use this form when making an application for the early release of benefits on compassionate grounds.
Make a lump sum withdrawal from 91黑料
Use this form to make a lump sum withdrawal from your 91黑料 account
Retirement
We've made it even easier to open a retirement income account via Member Online. Log in and .听
A paper form is available at the end of the Retirement Income PDS听(PDF 5.4MB).
We've made more transactions available for you to complete via Member Online. It's faster and more secure to use the Apply online link where possible to complete your request. If you require a paper form, contact us.听
Any PDF forms need to be printed and posted to us. Allow at least 10 business day for processing once they've been received by our team.
Apply online via Member Online
Complete using a paper form
Appointed attorney details
Use this form to inform 91黑料 that you have appointed an attorney to act on your behalf and to provide 91黑料 with your appointed attorney's details.
Change of member details - Retirement Income
Use this form to change your membership details or the way you receive information from the fund.
Make an internal transfer between your 91黑料 accounts
Use this form to request a full transfer of superannuation benefits from your 91黑料 Retirement Income or Future Saver account to another 91黑料 Future Saver account.
Make, amend or cancel a lapsing death benefit nomination
Use this form to nominate or amend who will receive the balance of your super account if you die. You can also use this form to cancel your existing binding or non-binding nomination.
Make, amend or cancel a reversionary beneficiary
Use this form to nominate your spouse or de facto to receive the balance of your Retirement Income or Term Allocation Pension account if you die. You can also cancel an existing nomination.
Proof of identity
Use this form when you need to verify your identity.
Retirement declaration
Use this form to remove the Retirement Transition feature from your 91黑料 Retirement Income account if you are under age 65 and have met a condition of release.
Third Party Letter of Authority
We've made more transactions available for you to complete via Member Online. It's faster and more secure to use the Apply online link where possible to complete your request.
Any PDF forms need to be printed and posted to us. Allow at least 10 business day for processing once they've been received by our team.
Apply online via Member Online
Make a once-off income payment from 91黑料
Use this form to request a once-off income payment from your 91黑料 Retirement Income account.
Change of member details
Use this form to change your membership details or the way you receive information from the fund.
Defined benefit (post-1988) account
Defined benefit (pre-1988) account
Payment information and nomination - deferred account
Use this form to nominate your defined benefit option and select your payment instruction.
Financial Advice
Advice fee consent
Adviser nomination form
Use this form when making an adviser nomination.
Investment Funds
Aware Investment Fund Application form (non-individual)
Change of member details - Aware Investment Fund
Aware Investment Fund Change of investments
Tax residency self-certification Investment Fund Class A or Class B (individual)
Tax residency self-certification Investment Fund Class A or Class B (non-individual)
Investment Fund internal transfer (Investment Fund Class A or Class B)
Investment Fund Withdrawal
Fact sheets
These guides are designed to help you better understand your options when it comes to managing your super.