As Chant West’s Pension Fund of the Year in 2024 and 2025[A2], we’ll keep working hard to grow your future – long after your working life slows down. 91ºÚÁÏ is one of Australia’s largest profit-for-members super and retirement funds. Over 1.1 million Aussies already trust us to invest their superannuation savings.
A Retirement Income account offers tax free earnings and tax free withdrawals, so you can spend your hard-earned retirement savings on the things you love.Ìý
Choose how much and how often you’d like to receive payments from your super. Get it paid into your nominated account, so it’s just like payday.[M5]
Our track record of delivering strong, long-term returns saw the Retirement Income Conservative Balanced option deliver a strong 6.23% p.a. over 10 years to 31 March 2025[P6].
If you are 60 and meet the eligibility criteria to access your superannuation savings, you may want to set up a Retirement Income account which is also known as an Account Based Pension. Our Retirement Income accounts (and Retirement Transition accounts) offer tax free earnings and tax free withdrawals, so you can spend your hard-earned retirement savings on the things you love.
The first step is to become an 91ºÚÁÏ member. You can do that online and it only takes a few minutes.
If you’re a new member, you may have super with other funds. You may want to consider consolidating[C1] these intoÌý your 91ºÚÁÏ account along with other monies that you’ve been saving for your retirement.
When you’ve completed steps 1 and 2, and if you meet the eligibility criteria, you’ll be able to log in to the 91ºÚÁÏ member portal and apply for a Retirement Income account.
Everyone’s situation is different, and we haven’t considered your financial situation. So, before deciding about joining, you should read our product disclosure statement and Target Market Determination and consider your own personal circumstances to decide if this is the right thing for you. These documents are available on our website at aware.com.au/pds or call us and we’ll send you a copy.
Online, over the phone or in person - we have advice^ and guidance available. We'll help you save, invest and live the life you want.
More than just a retirement calculator, My Retirement PlannerᵶÄá´¹ estimates how much you’ll need in retirement based on your current situation and future lifestyle goals. Plus, get a step-by-step action plan.
To better understand your options in retirement, hear from our retirement experts.
Our range of digital tools and calculators can help you get on your way to achieving your savings goals, set up a budget, check your insurance needs, and plan for retirement.
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The 91ºÚÁÏ mobile app gives you anywhere, anytime access to your retirement account.
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A transition-to-retirement account lets you withdraw your super savings as regular income while you’re still working.
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Pension Fund of the Year has been awarded to us back-to-back, and it reflects our ability to adapt our retirement offerings and meet our members' needs at that stage in their life.
The Best Fund: Member Services 2025 award recognises our dedication to supporting members with outstanding service and care, and to make the most out of their super[A6].
It’s good news for us, even better news for our members.
[A2]ÌýVisit aware.com.au/awards for awards information. Awards and ratings are only one factor to be considered when choosing a super fund.
[A6]ÌýZenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 Chant West Awards issued 21 May 2025 are solely statements of opinion and not a recommendation in relation to making any investment decisions. Awards are current for 12 months and subject to change at any time. Awards for previous years are for historical purposes only. Full details on Chant West Awards at .
[C1]ÌýBefore consolidating, consider if this is right for you, including the loss of any insurance cover from your other funds, the impact on your investments, and potential tax implications and read the PDS and TMD at aware.com.au/pds. You may wish to speak with a qualified financial planner before making this decision.
[M5] Retirement income and investment earnings are not guaranteed. Payments will cease once the account balance is depleted. Consider if 91ºÚÁÏ is right for you and the PDS and TMD at aware.com.au/pds. Issued by 91ºÚÁÏ Pty Ltd (ABN 11 118 202 672, AFSL 293340), trustee of 91ºÚÁÏ (ABN 53 226 460 365)
[P1]Ìý91ºÚÁÏ's High Growth option return over 10 years to 31 March 2025. SuperRatings Fund Crediting Rate Survey, March 2025. Based on the SR50 Growth (77-90) Index. Returns are after tax and investment management expenses but before the deduction of administration fees. Past performance is not an indicator of future performance.
[P6]Ìý91ºÚÁÏ's Retirement Income Conservative Balanced option return over 10 years to 31 March 2025. SuperRatings Pension Fund Crediting Rate Survey, March 2025. Based on the SRP25 Conservative Balanced (41-59) Index. Returns are after tax and investment management expenses but before the deduction of administration fees. Past performance is not an indicator of future performance.
*ÌýSubject to eligibility requirements
^ÌýAdvice provided by Aware Financial Services Australia Limited (ABN 86 003 742 756, AFSL 238430), wholly owned by 91ºÚÁÏ.
