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Check which account is right for you

You can open a retirement account from when you turn 60. So tell us a little bit about you and your employment situation, and we’ll help you find which account is right for you.

Become a member and move money to 91ºÚÁÏ

To join 91ºÚÁÏ for retirement, you’ll first move money into a Future Saver account. Once your money settles, we’ll automatically transfer it into your new retirement account. You choose whether to close your Future Saver or keep it open.

Set up your retirement account

Once your money is in your retirement account, you're in control of your investment options and when your pay days are. So, whether you are transitioning to retirement or retired, it's time to enjoy your retirement journey.

Everyone’s situation is different, and we haven't considered your financial circumstances. So, before making a decision about joining, you should readÌýour PDS and TMDÌýand consider your own personal circumstances to decide if this is the right thing for you.

Retirement accounts for whatever stage you’re in

Retirement Income account

Turn your super into regular income when you retire, tax-free. Access your money when you need it, and the rest remains invested to help keep it growing.[M5]

Retirement Transition account

Still working but looking to reduce your work hours? A Retirement Transition account allows you to use some of your super to top up your income.

What you’ll need

Take 20 minutes to discover which account is right for you and to set it up.

A Future Saver account

When you join, you get an 91ºÚÁÏ Future Saver account. This is where you move your money into before we can transfer it into a retirement account.

Your ID

  • Two forms of Australian ID - passport, drivers’ licence or Medicare card
  • Your mobile phone so we can send you a verification PIN
  • Your bank details
  • Tax file number.

Money for your account

To open a retirement account, you’ll need a minimum of $20,000 - from your existing super accounts.

Fund of the Year 2025

This award was judged across all the products 91ºÚÁÏ offers, with consideration given to investment performance and processes, fees, insurance offering, administration capabilities, member servicing and governance practices.

91ºÚÁÏ also won three other major awards: MyChoice Super of the Year, Best Digital Offering and The Smooth Ride award[A5].

Chant West’s Pension Fund of the Year and Best Fund: Investments for 2024 & 2025

Pension Fund of the Year has been awarded to us back-to-back, and reflects our ability to adapt retirement offerings and meet our members' needs .°Ú´¡6±ÕÌý

The Best Fund: Investments award according to Chant West recognises us as likely to deliver strong returns for our members[A3] in 2024 and 2025.Ìý

It’s good news for us, even better news for our members.

Need help?

Call 1300 192 602 and talk to a retirement specialist
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Learn about retiring

[A3]ÌýAwards and ratings are only one factor to be taken into account when choosing a super fund. Past performance is not an indication of future performance.

[A5]ÌýThe rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 (SuperRatings), a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, AFSL No. 421445 (Lonsec Research). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings use proprietary criteria to determine awards and ratings and may receive a fee for the use of its ratings and awards. Visit Ìýfor ratings information. © 2025 SuperRatings. All rights reserved. .

[A6]ÌýZenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 Chant West Awards issued 21st May 2025 are solely statements of opinion and not a recommendation in relation to making any investment decisions. Awards are current for 12 months and subject to change at any time. Awards for previous years are for historical purposes only. Full details on Chant West Awards at

[AD1]ÌýAdvice provided by Aware Financial Services Australia Limited (ABN 86 003 742 756, AFSL 238430), wholly owned by 91ºÚÁÏ.Ìý