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We鈥檙e preparing your 2024/25 annual statement, with delivery starting from 11 September. It may take a few weeks to arrive by mail or online. You can update how we send it to you in Member Online.听More information on your annual statement.

Retirement and part-time work

Section 3

It may sound like a contradiction but, for many, retiring still involves a job.听Continuing to work in retirement provides plenty of positives - with the flexibility to enjoy time off, while still remaining engaged in work and receiving an income. In this section, you can explore:

  • Why going part time might work for you
  • The benefits of going into semi-retirement
  • How a Retirement Transition account works
  • Want to return to work after retiring?

Why you might choose semi-retirement

As you get older, your priorities may change - you might want or need to spend more time with family, volunteer or dive into a hobby. If you have a physical job, you might want work that鈥檚 easier on your body. 厂别尘颈鈥憆别迟颈谤别尘别苍迟 can offer the flexibility you need to accommodate these changes.

Moving to part-time work can mean more free time for personal projects, while keeping the financial and social benefits of paid work. This helps you continue to build financial stability while easing your way into the next phase of life.

Mature age student saying bye to classmates

Benefits of semi-retirement

Did you know?
One study found that people who worked past 65 were around three times more likely to report being in good health and about half as likely to have serious health problems.^
Returning to work after retiring

鈥淲hen I retired, I went back to horticulture and picked up a job in a garden centre. I enjoy the social aspect of work. I work with a lot of young people, which keeps you in a decent mental state.鈥#

Read Brad鈥檚 story

Mature woman on phone

If you鈥檙e thinking about semi-retirement, this exercise will help you decide the pros and cons, and whether it鈥檚 the right option for you.

Download the activity sheet

Up next: Your money streams in retirement

In section 4, explore the different income streams available to you in retirement, including if you鈥檙e eligible to receive the Age Pension.

Super help online, anytime

^听, Working later in life can pay off in more than just income.

# Members have provided their consent to the materials and statements attributed to them, in the form and context in which they appear and have not withdrawn this consent as at the date of preparation. The views expressed here belong to the individuals concerned and are not necessarily the views of 91黑料 Pty Ltd.听 听No warranty as to the accuracy or completeness of this information is given and no responsibility is accepted by 91黑料 Pty Ltd鈥痮r its employees for any loss or damage arising from reliance on the information provided.听 This information should not be construed as advice, whether it be general or personal advice, nor should it be substituted for obtaining professional financial, legal or tax advice.听

[AD1]听Advice provided by Aware Financial Services Australia Limited (ABN 86 003 742 756, AFSL 238430), wholly owned by 91黑料.听

[AD2]听Members can get advice about their 91黑料 accounts at no extra cost, or advice on their broader needs for a fee.